Shari’ah audit
Internal and external Shari’ah audit services to support compliance, governance and operational integrity.
Discuss your requirements ↗Transforming
organisations.
Upholding values.
Shari’ah expertise and strategic insight for institutions shaping the future of ethical finance.
KANO, NIGERIAISLAMIC FINANCE · ADVISORY · AUDIT
Rooted in Islamic principles✦Built on practical expertise✦Focused on sustainable growth
01 / WHO WE ARE
Excellence with
a deeper purpose.
We help institutions align financial ambition with the values that matter.
Manhal Consulting Services Limited delivers advisory, audit and capacity-building services rooted in Islamic principles. We bring together Shari’ah expertise, strategic insight and an understanding of the cultural and ethical contexts in which our clients operate.
Our vision
To champion excellence, innovation and ethical transformation through Shari’ah-compliant solutions, empowering institutions to thrive with integrity.
Our mission
To elevate organisational performance, develop ethical leadership and enable sustainable growth through advisory, audit and capacity building.
02 / OUR EXPERTISE
Clarity for complexity.
Confidence to move forward.
Specialist support across the Islamic finance journey, from institutional foundations to people, products and controls.
Advisory & certification
Shari’ah advisory and certification support for institutions, financial products and business activities.
Discuss your requirements ↗Regulatory & licensing support
Guidance for organisations establishing or developing non-interest financial services.
Discuss your requirements ↗ESG, fintech & IT
ESG and fintech strategy in Islamic finance, alongside Shari’ah IT support.
Discuss your requirements ↗Research & market insight
Market research and capacity-building support grounded in the Islamic finance ecosystem.
Discuss your requirements ↗Training & curriculum
Professional training, curriculum development and content review for Islamic finance programmes.
Discuss your requirements ↗KNOWLEDGE THAT BECOMES CAPABILITY
Strengthen your people.
Strengthen your institution.
Build practical understanding through learning shaped around your team and institutional needs.
Plan a training programme ↗01In-house, face-to-face training
02Virtual training programmes
03Hybrid learning solutions
04Content development, review & certification
05Mentoring & coaching
03 / WHO WE SERVE
Specialist insight.
Across an evolving ecosystem.
Islamic banksTakaful firmsHalal industryShari’ah-compliant firmsFund & asset managersEducational institutionsIslamic social finance organisations
SELECTED CLIENTS & PROFESSIONAL EDUCATION ENGAGEMENTS
Quantum MFBMeristem Wealth ManagementFarid MFBCPF SalihSunTrust BankSalam Takaful
04 / OUR PEOPLE
Deep knowledge.
Practical leadership.
Academic depth and hands-on financial services experience, brought together to support your institution.
DR NABIL BELLOLead Consultant
MEET OUR LEAD CONSULTANT
Dr Nabil Bello
Islamic finance professional and Shariah advisor.
Dr Nabil Bello is an Islamic finance consultant, Shariah governance specialist, banking executive and academic with over 18 years of experience spanning Islamic banking, non-interest finance, Shariah audit and advisory, product development, investment management and institutional capacity building. He combines practical banking leadership with advanced academic training and professional expertise in translating Shariah principles into workable financial products, governance arrangements and operational controls.
He is the Lead Consultant of Manhal Consulting Services Limited and Founder and Managing Director of Konooz Investments Limited. His previous appointments include Head of Shariah Audit and Head of Private Institutions Banking at Jaiz Bank Plc, as well as Internal Shariah Auditor at NIRSAL Microfinance Bank. These roles provide a combination of governance and control experience, business development exposure and direct understanding of microfinance banking operations.
Explore his full profile ↓Consultancy & professional education +
His consultancy experience includes advising Access Bank Plc on the establishment of a non-interest banking window, supporting Quantum Microfinance Bank on the development of a Shariah-compliant core banking system and product development, and delivering management capacity building for Farid Microfinance Bank in connection with CBN licensing requirements. These assignments are particularly relevant to institutions seeking to establish or transition into non-interest financial services.
Dr Bello has also undertaken Shariah product review and capacity building on Islamic estate planning for Meristem Trustees Limited, Shariah compliance and audit training for SunTrust Bank Plc, and training on the principles and practices of Takaful for Salam Takaful Insurance. His professional education engagements include an Islamic finance masterclass for County Pension Fund–Salih, Kenya, Islamic capital markets training for the Institute of Chartered Accountants of Nigeria, and the development of Islamic finance training modules for the Chartered Institute of Bankers of Nigeria.
Shariah advisory appointments +
He serves as Shariah Advisor of Family Homes Funds Limited and as a member of the Advisory Committees of Experts of the Federal Mortgage Bank of Nigeria, Meristem Wealth Management Limited and Alif Bank (in formation). These appointments complement his experience in Shariah oversight, product review and institutional advisory across different segments of the financial services sector.
Academic & professional qualifications +
Dr Bello holds a Ph.D. in Islamic Banking and Finance from the International Islamic University Malaysia, a Master of Islamic Banking and Finance from Insaniah University College, Malaysia, and a Master of Banking and Finance from Bayero University Kano. He also holds a Postgraduate Diploma in Islamic Studies and Shariah and a B.Sc. in Economics from Bayero University Kano.
His professional qualifications include Certified Shariah Advisor and Auditor (CSAA) awarded by AAOIFI, Certified Islamic Specialist in Shariah Audit (CISSA) awarded by CIBAFI, and Islamic Financial Planner (IFP) awarded by IBFIM. He additionally holds CIBAFI certifications in Islamic product development and professional training.
Our consulting partners
Prof. Adam M. Abubakar
Islamic jurist, lawyer and expert in Islamic pension fund administration
Dr Warshu T. Rabiu
Takaful specialist, Islamic scholar and Shariah advisor
Dr Muhammad Kabir Muhammad
Financial economist, strategist and regulatory expert
OUR SUPPORT TEAM
Executive assistants
Ismail Ahmad
Islamic finance researcher and professional
Executive Assistant
Jibril Lawal Alkasim
Islamic finance researcher and professional
Executive Assistant05 / START A CONVERSATION
Your next chapter,
guided by values.
Tell us about your institution and the support you need. Let’s explore how Manhal can help.
- info@ManhalConsult.onmicrosoft.com
- CALL US
- +234 806 572 6666
+234 703 207 9887 - VISIT US
- No. 473, Rijiyar Zaki Kudu,
Ungogo LGA, Kano, Nigeria